--- a/latest/charters/payments-wg-charter.html	Fri Jul 17 12:17:13 2015 -0400
+++ b/latest/charters/payments-wg-charter.html	Fri Jul 17 12:21:31 2015 -0500
@@ -114,7 +114,7 @@
             instruments accepted by payees.
         </li>
 	   <li>Easier deployment of <a href="#wallets">digital wallets</a> from banks, retailers, mobile operators,
-            card networks, and other providers, enabling innovation and differentiation based on value-added services based on location, mobile banking, marketing relationships, and so on.
+            card networks, and other providers, enabling innovation and differentiation from value-added services based on location, mobile banking, marketing relationships, and so on.
         </li>
         <li>Lower costs for merchants due to increased competition between payment instrument providers and easier
             adoption of new instruments.