--- a/latest/use-cases/index.html Tue Mar 24 08:58:27 2015 -0500
+++ b/latest/use-cases/index.html Tue Mar 24 10:43:58 2015 -0400
@@ -36,8 +36,8 @@
editors: [
{ name: "Manu Sporny", url: "https://manu.sporny.org/",
company: "Digital Bazaar, Inc.", companyURL: "http://digitalbazaar.com/" },
- { name: "Katie Haritos-Shea", url: "https://www.linkedin.com/in/katieharitosshea",
- company: "W3C Invited Expert", companyURL: "http://www.w3.org/Payments/IG/" },
+ { name: "Ian Jacobs", url: "http://www.w3.org/People/Jacobs/",
+ company: "W3C", companyURL: "http://www.w3.org/" },
],
// authors, add as many as you like.
@@ -168,7 +168,7 @@
customers, payment providers, software vendors, mobile operators,
and payment networks, the W3C Web Payments Interest Group is
developing a roadmap for standards to improve the interoperability
- of payments on the Web, including
+ of payments on the Web, including
<tref title="payment scheme">payment schemes</tref> in use today
(such as electronic cheques, credit cards, direct debit, and
cryptocurrencies) and those of the future. The roadmap will be derived
@@ -185,8 +185,8 @@
these would be terms like "limbs" or "systems."</li>
<li>Section 3 describes a common payment flow at a high
level. For animals, this would be like a high level, broadly
- applicable description of
- "mammals." The group expects to work on additional
+ applicable description of
+ "mammals." The group expects to work on additional
payment flows in future work.</li>
<li>Section 4 is a specific narrative, labeled according
to the steps of section 3. For mammals,
@@ -198,7 +198,7 @@
diverse aspects of each payment step. For animals, we might
include a use case that covers arms, flippers, trunks and
other examples of the diversity of limbs.</li>
- </ul>
+ </ul>
<p>Each use case has:</p>
<ul>
@@ -209,13 +209,13 @@
<li>Motivation. This is commentary to help explain why the use
case has been included, including how it relates to similar use cases.</li>
</ul>
-
+
<p>Each use case may also have notes on:</p>
<ul>
<li>Security/Privacy. Security or privacy issues that may arise through this use case.</li>
<li>Exceptions. Considerations in the case of specific exceptions (e.g., if a user pays with a voucher and the transaction fails, the user's voucher should be restored).</li>
<li>Accessibility. Accessibility considerations (e.g., in multi-factor authentication,
- management of biometrics
+ management of biometrics
in the case of users wtih some disabilities).</li>
</ul>
@@ -277,7 +277,7 @@
</dl>
<p><strong>Note:</strong> There are a number of industry standards that
-define payment terms. The Web Payments Interest Group has as a goal to
+define payment terms. The Web Payments Interest Group has as a goal to
make use of industry-defined terms in its deliverables. At the same time,
the group has as a goal that these use cases may be understood by both
payment industry professionals and the broader Web community. Thus, our
@@ -877,7 +877,7 @@
<dl class="dl-horizontal">
<dt>Credentials</dt>
<dd>
-At times it is necessary to transmit personally identifiable information
+At times it is necessary to transmit personally identifiable information
(e.g., about a qualification, achievement, personal quality, aspect of an
<tref>entity</tref>'s background, or verifiable statement by an entity about
another entity) in order to be cleared to make a purchase:
@@ -1897,11 +1897,91 @@
<section>
<h3>Bitcoin Payment</h3>
<p>
+The following scenario outlines an ideal payment experience using Bitcoin, or a
+Bitcoin-like, cryptocurrency. In this scenario, Lenne is buying a pair of
+alpaca socks from an online retailer using a buy one get another free coupon.
+The socks are shipped to her home address.
+ </p>
+
+ <h4>Negotiation of Purchase Terms</h4>
+
+ <p>
+<strong>Discovery of Offer</strong>: Lenne searches for "warm socks,
+locally sourced" in her favorite search engine. A pair of Alpaca socks come up
+as the first hit as the Alpaca's are nearby where she lives and the online
+store provides local delivery. She has a coupon in her wallet for the store
+that she picked up several months ago and forgot she had.
+ </p>
+
+ <p>
+<strong>Agreement on Terms</strong>: Lenne goes to AlpacaToesCo and puts the
+socks in her online shopping cart and is shown the price. Lenne provides her
+shipping address to AlpacaToes.
+ </p>
+
+ <p>
+<strong>Application of Marketing Elements</strong>: When Lenne puts the socks
+in her online shopping cart, she's reminded of the "Buy one, get one" coupon
+she has in her wallet. She adds another pair of socks and continues with the
+checkout process.
+ </p>
+
+ <h4>Negotiation of Payment Instruments</h4>
+
+ <p>
+<strong>Discovery of Accepted Schemes</strong>: The website takes VISA,
+Ripple, and Bitcoin for payment.
+ </p>
+
+ <p>
+<strong>Selection of Payment Instruments</strong>: Lenne has a VISA card
+as well as a local Ripple wallet and a cloud-based Bitcoin wallet. Lenne
+selects her cloud-based Bitcoin wallet.
+ </p>
+
+ <p>
+<strong>Authentication to Access Instruments</strong>: Since the value of the
+payment is less than $50, Lenne isn't asked for her two-factor authentication
+device to approve the purchase.
+ </p>
+
+ <h4>Payment Processing</h4>
+
+ <p>
+<strong>Initiation of Processing</strong>: Lenne's cloud-based Bitcoin wallet
+provider initiates the transaction.
+ </p>
+ <p>
+<strong>Verification of Available Funds</strong>: <em>Not applicable to
+this particular use case.</em>
+ </p>
+ <p>
+<strong>Authorization of Transfer</strong>: AlpacaToesCo is sent a message
+from the Bitcoin cloud wallet notifying them that the transfer has been
+initiated.
+ </p>
+ <p>
+<strong>Completion of Transfer</strong>: AlpacaToesCo gets a message from the
+Bitcoin cloud wallet that the transfer is complete. A Bitcoin transaction ID
+is included in the message so that AlpacaToesCo can release the product when
+the appropriate number of verifications are made on the transaction.
+ </p>
+
+ <h4>Delivery of Product/Receipt</h4>
+
+ <p>
+<strong>Delivery of Receipt</strong>: AlpacaToesCo sees 6 verifications on the
+transaction in the Bitcoin blockchain and sends a receipt of sale to Lenne's
+cloud wallet.
+ </p>
+
+ <p>
+<strong>Delivery of Product</strong>: AlpacaToesCo ships the package of socks
+to Lenne.
</p>
</section>
- <section>
- <h3>Person to Person Cash Payment</h3>
+ <h4>Person to Person Cash Payment</h4>
<p>
</p>
</section>
@@ -1909,7 +1989,7 @@
</section>
<section>
- <h2 id="future-work">Future Work</h2>
+ <h2>Future Work</h2>
<section>
<h3>Automatic Tax Payment</h3>