--- a/latest/use-cases/index.html Tue Mar 31 14:48:06 2015 -0500
+++ b/latest/use-cases/index.html Tue Mar 31 22:45:24 2015 -0500
@@ -596,8 +596,8 @@
<section>
<h3>Negotiation of <a>purchase</a> Terms</h3>
-
- <p>
+<ul>
+ <li>
<strong>Discovery of Offer</strong>: Jill begins her <a>purchase</a> at
home on her laptop, where she browses the items on the PayToParty Web
site. On the way to work the next morning, she explores the catalog
@@ -607,89 +607,93 @@
PayToParty store near her office. She spots a few more items that
she thinks she'd like to <a>purchase</a>, but decides to wait until later to
make the <a>purchase</a>.
- </p>
+ </li>
- <p>
+ <li>
<strong>Agreement on Terms</strong>: That same evening at home,
Jill logs into her account on the PayToParty Web site, adding her
preferred items to her shopping cart. The total price appears on the
page.
- </p>
+ </li>
- <p>
+ <li>
<strong>Application of Marketing Elements</strong>: As Jill prepares to
check out, PayToParty offers her a discount of 10% if she uses the store's
loyalty card to pay.
- </p>
+ </li>
+</ul>
</section>
<section>
<h3>Negotiation of Payment Instruments</h3>
-
- <p>
+<ul>
+ <li>
<strong>Discovery of Accepted Schemes</strong>: Given where Jill lives,
PayToParty offers her payment by credit card, debit card, the PayToParty
loyalty card, and PayPal, but not Jill's favorite cryptocurrency (which she
uses on other sites).
- </p>
+ </li>
- <p>
+ <li>
<strong>Selection of Payment Instruments</strong>: Jill pushes the "Pay Now to Party!" button and is presented with a number of options to pay, including her
credit card, her PayToParty loyalty card (which is highlighted to remind her
of the discount), and a PayPal account. There is also a gift card from
PayToParty that she received for her birthday, but she chooses not to
use it for this <a>purchase</a>.
- </p>
+ </li>
- <p>
+ <li>
<strong>Authentication to Access Instruments</strong>: Jill selects
the PayToParty loyalty card, which she enabled with theft-protection,
and is asked to input a code that is sent to her phone before the
<a>purchase</a> can be completed.
- </p>
+ </li>
+</ul>
</section>
<section>
<h3>Payment Processing</h3>
-
- <p>
+<ul>
+ <li>
<strong>Initiation of Processing</strong>. PayToParty receives a
message from Jill's device authorizing the payment. PayToParty
submits the message to their <a>payment processor</a>, requesting a
proof of hold for the funds.
- </p>
- <p>
+ </li>
+ <li>
<strong>Verification of Available Funds</strong>. PayToParty
receives a proof of hold on Jill's funds for the <a>purchase</a> price of
the goods. The PayToParty night-shift employees begin packing her purchased
items for delivery the next day.
- </p>
- <p>
+ </li>
+ <li>
<strong>Authorization of Transfer</strong>. Once Jill's package is ready to
go, PayToParty exchanges the proof of hold for a proof of payment by
re-submitting the request to the payment network. They receive a proof of
payment from the <a>payment processor</a>.
- </p>
- <p>
+ </li>
+ <li>
<strong>Completion of Transfer</strong>. Since Jill's PayToParty loyalty card
operates as a credit card, the PayToParty site is immediately credited with
the <a>purchase</a> amount and the funds will be swept into their bank account
at the end of the week.
- </p>
+ </li>
+</ul>
</section>
<section>
<h3>Delivery of Product/Receipt and Reversals</h3>
-
- <p>
+<ul>
+ <li>
<strong>Delivery of Receipt</strong>. Jill's cloud-based wallet
receives a detailed line-item digital receipt for the <a>purchase</a>.
- </p>
+ </li>
- <p>
+ <li>
<strong>Delivery of Product</strong>. Jill's package goes out by courier the
next morning and is on her doorstep before she leaves for work.
- </p>
+ </li>
+</ul>
</section>
</section>
@@ -1649,7 +1653,7 @@
of reversing, checking, or confirming their choice or submission. It should
also be noted that this does not preclude certain <a>transaction</a> operations
from being automated once they have been authorized by an <a>entity</a>.
-</a>For more details, see the section on
+For more details, see the section on
<a href="http://www.w3.org/TR/2008/REC-WCAG20-20081211/#minimize-error-reversible">Error Prevention (Legal, Financial, Data)</a>
in [[WCAG20]].
</p>
@@ -2098,8 +2102,7 @@
<section>
<h3>Credit Card Purchase</h3>
- <p>
- </p>
+ <p><em>To be completed</em>.</p>
</section>
<section>
@@ -2112,86 +2115,88 @@
fingerprint instead of a password to authorize the payment.
</p>
- <h3>Negotiation of <a>purchase</a> Terms</h3>
-
- <p>
+ <h4>Negotiation of <a>Purchase</a> Terms</h4>
+<ul>
+ <li>
<strong>Discovery of Offer</strong>: Anna searches for a flight on
the booking website. She finds a flight for the ideal price and time.
- </p>
+ </li>
- <p>
+ <li>
<strong>Agreement on Terms</strong>: Anna selects the flight and agrees to the
terms and service associated with the ticket.
- </p>
+ </li>
- <p>
+ <li>
<strong>Application of Marketing Elements</strong>: <em>Not applicable to
this particular use case.</em>
- </p>
+ </li>
+</ul>
- <h3>Negotiation of Payment Instruments</h3>
-
- <p>
+ <h4>Negotiation of Payment Instruments</h4>
+<ul>
+ <li>
<strong>Discovery of Accepted Schemes</strong>: The booking website takes
Alipay, Visa, MasterCard, and China UnionPay for payment.
- </p>
+ </li>
- <p>
+ <li>
<strong>Selection of Payment Instruments</strong>: Anna chooses Alipay for
payment.
- </p>
+ </li>
- <p>
+ <li>
<strong>Authentication to Access Instruments</strong>: Anna logs in the Alipay
with her account name and password. Anna is told that she will pay for the
airline ticket with 600RMB and she confirms it. Anna uses her fingerprint to
approve the payment.
- </p>
+ </li>
+</ul>
- <h3>Payment Processing</h3>
-
- <p>
+ <h4>Payment Processing</h4>
+<ul>
+ <li>
<strong>Initiation of Processing</strong>: Anna's Alipay wallet initiates
the <a>transaction</a>.
- </p>
- <p>
+ </li>
+ <li>
<strong>Verification of Available Funds</strong>: <em>Not applicable to
this particular use case.</em>
- </p>
- <p>
+ </li>
+ <li>
<strong>Authorization of Transfer</strong>: Alipay initiates the payment to
the booking website based on Anna's prior fingerprint-based authorization.
- </p>
- <p>
+ </li>
+ <li>
<strong>Completion of Transfer</strong>: The booking website gets a message
from Alipay that the transfer is complete.
- </p>
+ </li>
+</ul>
- <h3>Delivery of Product/Receipt and Reversals</h3>
-
- <p>
+ <h4>Delivery of Product/Receipt and Reversals</h4>
+<ul>
+ <li>
<strong>Delivery of Receipt</strong>: The booking website sees that Anna's
airline ticket order has been paid and sends a receipt message to her
digital wallet.
- </p>
+ </li>
- <p>
+ <li>
<strong>Delivery of Product</strong>: The booking website sends an email to
Anna with the flight information including the airline, flight number,
departure time, and gate number.
- </p>
+ </li>
+</ul>
</section>
<section>
<h3>Electronic Cheque Payment</h3>
- <p>
- </p>
+ <p><em>To be completed</em>.</p>
</section>
<section>
<h3>Credit Transfer / Direct Debit</h3>
- <p>
- </p>
+ <p><em>To be completed</em>.</p>
</section>
<section>
@@ -2203,84 +2208,91 @@
The socks are shipped to her home address.
</p>
- <h3>Negotiation of Purchase Terms</h3>
+ <h4>Negotiation of Purchase Terms</h4>
- <p>
+<ul>
+ <li>
<strong>Discovery of Offer</strong>: Lenne searches for "warm socks,
locally sourced" in her favorite search engine. A pair of Alpaca socks come up
as the first hit as the Alpaca's are nearby where she lives and the online
store (AlpacaToesCo) provides local delivery. She has a coupon in her
digital wallet for the store, but forgot long ago that it is there.
- </p>
+ </li>
- <p>
+ <li>
<strong>Agreement on Terms</strong>: Lenne goes to AlpacaToesCo and puts the
socks in her online shopping cart and is shown the price. Lenne provides her
shipping address to AlpacaToes.
- </p>
+ </li>
- <p>
+ <li>
<strong>Application of Marketing Elements</strong>: When Lenne puts the socks
in her online shopping cart, she's reminded of the "buy one, get one free"
coupon she has in her wallet. She adds another pair of socks and continues
with the checkout process.
- </p>
+ </li>
+</ul>
- <h3>Negotiation of Payment Instruments</h3>
+ <h4>Negotiation of Payment Instruments</h4>
- <p>
+<ul>
+ <li>
<strong>Discovery of Accepted Schemes</strong>: The website takes Visa,
Ripple, and Bitcoin for payment.
- </p>
+ </li>
- <p>
+ <li>
<strong>Selection of Payment Instruments</strong>: Lenne has a Visa card
as well as a local Ripple wallet and a cloud-based Bitcoin wallet. Lenne
selects her cloud-based Bitcoin wallet.
- </p>
+ </li>
- <p>
+ <li>
<strong>Authentication to Access Instruments</strong>: Since the value of the
payment is less than $50, Lenne isn't asked for her two-factor authentication
device to approve the <a>purchase</a>.
- </p>
+ </li>
+</ul>
- <h3>Payment Processing</h3>
+ <h4>Payment Processing</h4>
+<ul>
- <p>
+ <li>
<strong>Initiation of Processing</strong>: Lenne's cloud-based Bitcoin wallet
provider initiates the <a>transaction</a>.
- </p>
- <p>
+ </li>
+ <li>
<strong>Verification of Available Funds</strong>: <em>Not applicable to
this particular use case.</em>
- </p>
- <p>
+ </li>
+ <li>
<strong>Authorization of Transfer</strong>: AlpacaToesCo is sent a message
from the Bitcoin cloud wallet notifying them that the transfer has been
initiated. Lenne is told that she will receive a notification when the
item is shipped.
- </p>
- <p>
+ </li>
+ <li>
<strong>Completion of Transfer</strong>: AlpacaToesCo gets a message from the
Bitcoin cloud wallet that the transfer is complete. A Bitcoin
<a>transaction</a> ID is included in the message so that AlpacaToesCo can
release the product when the appropriate number of verifications are made on
the <a>transaction</a>.
- </p>
+ </li>
+</ul>
- <h3>Delivery of Product/Receipt and Reversals</h3>
-
- <p>
+ <h4>Delivery of Product/Receipt and Reversals</h4>
+<ul>
+ <li>
<strong>Delivery of Receipt</strong>: AlpacaToesCo sees 6 verifications on the
transaction in the Bitcoin blockchain and sends a receipt of sale to Lenne's
cloud wallet. The store notifies Lenne that they have shipped her package.
- </p>
+ </li>
- <p>
+ <li>
<strong>Delivery of Product</strong>: AlpacaToesCo ships the package of socks
to Lenne and she receives them the next day.
- </p>
+ </li>
+</ul>
</section>
</section>
@@ -2288,23 +2300,11 @@
<section class="appendix">
<h2>Future Work</h2>
- <section>
- <h3>Automatic Tax Payment</h3>
- <p>
- </p>
- </section>
-
- <section>
- <h3>Person to Person Cash Payment</h3>
- <p>
- </p>
- </section>
-
- <section>
- <h3>Government Entitlement Disbursement</h3>
- <p>
- </p>
- </section>
+ <ul>
+ <li>Automatic Tax Payment</li>
+ <li>Person to Person Cash Payment</li>
+ <li>Government Entitlement Disbursement</li>
+ </ul>
</section>