--- a/latest/use-cases/index.html Wed Apr 01 00:21:59 2015 -0400
+++ b/latest/use-cases/index.html Wed Apr 01 00:34:32 2015 -0400
@@ -595,7 +595,7 @@
</p>
<section>
- <h3>Negotiation of <a>purchase</a> Terms</h3>
+ <h3>Negotiation of Purchase Terms</h3>
<ul>
<li>
<strong>Discovery of Offer</strong>: Jill begins her <a>purchase</a> at
@@ -2106,6 +2106,106 @@
</section>
<section>
+ <h3>Tokenized Payments (ApplePay / Venmo / CyberSource)</h3>
+ <p>
+The following scenario outlines payment using a mobile device and
+tokenization. The merchant has provided a mobile application that
+customers can download in the example below. This example may apply to
+various tokenization payment systems now in use, such as ApplePay,
+CyberSource, Venmo, etc.
+ </p>
+
+ <h4>Negotiation of Purchase Terms</h4>
+ <ul>
+ <li>
+<strong>Discovery of Offer</strong>: Tom uses the Terrific-Tools Application
+to select a new ax to purchase and finds a hickory handled model like the
+one his father had.
+ </li>
+
+ <li>
+<strong>Agreement on Terms</strong>: Tom selects the ax to purchase.
+ </li>
+
+ <li>
+<strong>Application of Marketing Elements</strong>: <em>Not applicable to
+this particular use case.</em>
+ </li>
+ </ul>
+
+ <h4>Negotiation of Payment Instruments</h4>
+ <ul>
+ <li>
+<strong>Discovery of Accepted Schemes</strong>: The mobile device uses
+tokenized <a title="payment instrument">payment instruments</a> and the
+Terrific-Tools Application displays the options available.
+ </li>
+
+ <li>
+<strong>Selection of Payment Instruments</strong>: Tom chooses to pay
+with MasterCard.
+ </li>
+
+ <li>
+<strong>Authentication to Access Instruments</strong>: Tom uses the
+fingerprint recognition feature of his device to select the
+<a>payment instrument</a> and authenticate his use of the
+instrument (MasterCard).
+ </li>
+ </ul>
+
+ <h4>Payment Processing</h4>
+ <ul>
+ <li>
+<strong>Initiation of Processing</strong>: The Terrific-Tools Application
+communicates with the Terrific-Tools Server and creates a unique
+transaction ID.
+ </li>
+ <li>
+<strong>Verification of Available Funds</strong>: <em>Not applicable to
+this particular use case.</em>
+ </li>
+ <li>
+<strong>Authorization of Transfer</strong>: The following steps are performed
+by the <a>payment processor</a>:
+ <ol>
+ <li>
+The Terrific-Tools Application presents the transaction payload along to an
+internal SDK and gets back an encrypted transaction payload: tokenized card
+data, cryptogram, transaction details.
+ </li>
+ <li>
+The Terrific-Tools Application sends the encrypted transaction payload to
+the Acquirer [not the same as the Terrific-Tools Server].
+ </li>
+ <li>
+The Acquirer decrypts the information and processes the transaction.
+ </li>
+ <li>
+The Acquirer responds back to the Terrific-Tools Application with an approval.
+ </li>
+ </ol>
+ </li>
+ <li>
+<strong>Completion of Transfer</strong>: The acquirer sends a transaction
+receipt to the Terrific-Tools Server.
+ </li>
+ </ul>
+
+ <h4>Delivery of Product/Receipt and Reversals</h4>
+ <ul>
+ <li>
+<strong>Delivery of Receipt</strong>: The Terrific-Tools Server sends a
+transaction receipt to the Terrific-Tools Application on the mobile device.
+ </li>
+
+ <li>
+<strong>Delivery of Product</strong>: Terrific-Tools, Inc. ships the ax to Tom.
+ </li>
+ </ul>
+ </section>
+
+ <section>
<h3>PayPal / Alipay / Google Wallet Payment</h3>
<p>
The following scenario outlines an ideal payment experience using a
@@ -2115,7 +2215,7 @@
fingerprint instead of a password to authorize the payment.
</p>
- <h4>Negotiation of <a>Purchase</a> Terms</h4>
+ <h4>Negotiation of Purchase Terms</h4>
<ul>
<li>
<strong>Discovery of Offer</strong>: Anna searches for a flight on
@@ -2131,7 +2231,7 @@
<strong>Application of Marketing Elements</strong>: <em>Not applicable to
this particular use case.</em>
</li>
- <ul>
+ </ul>
<h4>Negotiation of Payment Instruments</h4>
<ul>
@@ -2151,7 +2251,7 @@
airline ticket with 600RMB and she confirms it. Anna uses her fingerprint to
approve the payment.
</li>
- <ul>
+ </ul>
<h4>Payment Processing</h4>
<ul>
@@ -2171,7 +2271,7 @@
<strong>Completion of Transfer</strong>: The booking website gets a message
from Alipay that the transfer is complete.
</li>
- <ul>
+ </ul>
<h4>Delivery of Product/Receipt and Reversals</h4>
<ul>
@@ -2186,7 +2286,7 @@
Anna with the flight information including the airline, flight number,
departure time, and gate number.
</li>
- <ul>
+ </ul>
</section>
<section>
@@ -2231,7 +2331,7 @@
coupon she has in her wallet. She adds another pair of socks and continues
with the checkout process.
</li>
- <ul>
+ </ul>
<h4>Negotiation of Payment Instruments</h4>
@@ -2252,11 +2352,10 @@
payment is less than $50, Lenne isn't asked for her two-factor authentication
device to approve the <a>purchase</a>.
</li>
- <ul>
+ </ul>
<h4>Payment Processing</h4>
<ul>
-
<li>
<strong>Initiation of Processing</strong>: Lenne's cloud-based Bitcoin wallet
provider initiates the <a>transaction</a>.
@@ -2278,7 +2377,7 @@
release the product when the appropriate number of verifications are made on
the <a>transaction</a>.
</li>
- <ul>
+ </ul>
<h4>Delivery of Product/Receipt and Reversals</h4>
<ul>
@@ -2292,7 +2391,7 @@
<strong>Delivery of Product</strong>: AlpacaToesCo ships the package of socks
to Lenne and she receives them the next day.
</li>
- <ul>
+ </ul>
</section>
</section>