--- a/latest/capabilities/index.html	Mon Jul 27 09:54:00 2015 -0500
+++ b/latest/capabilities/index.html	Mon Jul 27 09:57:57 2015 -0500
@@ -1257,7 +1257,8 @@
 
             <li>There are other scenarios to discuss that would presumably involve user
             consent (e.g., computation done on <a>payee</a> side, or by a third party
-            platform).</li>
+              platform).</li>
+	    <li>Manual card entry will be with us for a while. When there is no digital wallet, the working group should discuss (and possibly recommend good practice) for dealing with the case where there is no registered digital wallet. For example, one idea was for browsers to offer a sort of "transient digital wallet" that acts within the protocol to handle manual data entry.</li>
 
             <li>Quoting Adrian Hope-Bailie idea: “The algorithm MUST not prevent any
             scheme from being available as a candidate for registration AND for this