--- a/latest/charters/payments-wg-charter.html	Fri Jul 24 19:17:43 2015 -0500
+++ b/latest/charters/payments-wg-charter.html	Fri Jul 24 19:24:28 2015 -0500
@@ -103,7 +103,6 @@
     <p>Under this charter, the Working Group defines standards that ease integration of the payments ecosystem
       into the Web for a payment initiated within a Web application.</p>
     <h3>Anticipated Benefits</h3>
-    <p>We anticipate the following resulting benefits:</p>
     <ul>
         <li>Streamlined <a href="#payment_flow">payment flow</a>, which is expected to reduce the percentage of
             transactions abandoned prior to completion ("shopping cart abandonment").
@@ -143,8 +142,9 @@
 	<p>To reduce this fragmentation, the Working Group will focus
 primarily on standardization of a set of messages and a message flow
 for the initiation, confirmation, and completion of a payment. The
-scope of the charter is focused on the interactions between the
-payment schemes and the user agent and Web application, as well as the
+	  scope of the charter focuses on the interactions between
+<a href="http://www.w3.org/TR/2015/WD-web-payments-use-cases-20150416/#dfn-payment-scheme">payment schemes</a>
+ and the user agent and Web application, as well as the
 external actors that will interface directly with them.  This will
 increase interoperability between payer and payee systems (for
 existing and future payment schemes), and encourage greater automation
@@ -229,10 +229,9 @@
 		<p> This Working Group intends to create a standard
   programming interface from the Web to a payer's digital wallet so that someone
   with a conforming digital wallet can seamlessly make payments with a
-		  conforming application running in a conforming user agent.</p>
-
-		<p> The "digital wallet" concept means different
-  things to different audiences so we include a definition to clarify
+		  conforming application running in a conforming user agent.
+Because the "digital wallet" concept means different
+  things to different audiences this charter includes a definition to clarify
 		  the intent of this group:</p>
 
 		<dl>
@@ -251,7 +250,7 @@
 		<p>This group is not developing standards for loyalty
    schemes and coupons, digital receipts, digital credentials,
    tickets, and location services.  Future W3C activities may seek to
-   increase interoperability of these additional digital wallet
+   increase interoperability of these or other additional digital wallet
    capabilities.</p>
 
 		<p>The group may define APIs that will also be used